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  • The AI wizard

    You need to open one now!!! don't wait any longer! Age of Onset Requirement: Disability/blindness must have started before age 26 Contribution Limits: The standard contribution limit is $20,000 per calendar year from all combined sources (employed individuals without an employer retirement plan can contribute additional earned income under ABLE to Work rules). SSI Asset Protection: Up to $100,000 in an ABLE account is completely disregarded from the SSI $2,000 resource limit. Qualified Disability Expenses (QDEs): By law, QDEs are defined very broadly—anything that helps maintain or improve health, independence, or quality of life. For someone who is blind, virtually every basic living expense relates to sustaining an independent life, including: Housing: Rent, mortgage payments, property taxes, home repairs, utilities. Basic Living Expenses: Groceries, everyday essentials, clothing. Transportation: Rideshares (Uber/Lyft), taxis, paratransit, public transit, sighted-guide travel expenses. Technology & Tools: Screen readers, smartphones, computers, magnification, smart glasses, tactile gear, maintenance, subscriptions. Health & Wellness: Medical care, therapy, gym memberships, personal care attendants. Education & Business/Job Support: Training, coaching, equipment, adaptive office gear, legal and accounting fees.

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